Understanding Cosmetic Insurance
Every day your car faces minor knocks, dents and scratches – from car park doors to supermarket trolleys. While these marks may seem small, they can be costly to fix. That’s why we’ve put together this short video to explain how cosmetic repair insurance works, what it covers, and how it can save you money.
Below you’ll find helpful insights into the product and how it fits with everyday car ownership - whether your vehicle is new or used.
This page is for informational purposes only, if you’d like to get a quick quote, there’s a link at the bottom of this page to take you there.
Key Points to Note:
- What Cosmetic Insurance actually is: A policy designed to cover minor dents, scratches, scuffs and cosmetic damage, without impacting your main motor insurance policy.
- Who it’s for: Most cars up to 5 years old and 60,000 miles are eligible – MotorEasy covers vehicles even if they weren’t bought recently from a dealership.
- What it covers: Minor cosmetic damage (scratches, dents, scuffs), damage up to 30cm in length across multiple panels, up to 6 claims per year, key vandalism.
- How repairs are done: Repairs can often be completed at your home, workplace or a nearby workshop.
- Why it’s useful: Avoid unnecessary main insurance claims, protect your no claims bonus and keep your car looking it’s best.
Want a Cosmetic Repair Insurance Quote?
If after watching the videos you’d like to see how affordable this cover could be for your vehicle, you can get a personalised quote in minutes.
